How Do I Pay for Rehab?

Just How Much Does Rehab Cost?

Asking just how much it costs to attend rehab resembles asking how much it costs to consume at a dining establishment: it depends on where one goes, how long one stays, and what's on the menu. Fortunately is that the common rehab likely has more funding choices than the typical dining establishment, indicating there are many ways to pay for rehab without always needing to break the bank.

One's health insurance company, employer, and community might all be able to help cover the cost of treatment. Depending on the facility, the rehab itself might even provide financing choices. There are many types of rehabilitations and services, along with a few ways to make treatment more inexpensive.

What Kind of Rehab is There?

The cost of going to rehab will vary based upon the center chosen and the services needed. Below are 3 categories of treatment choices, ranked by many pricey to least pricey.

• Medical inpatient treatment. This type of rehab is most likely to be the most expensive. People who might have medical complications as a result of withdrawal, or who have serious co-occurring mental health conditions, may require treatment in a center that is straight linked to a healthcare facility. The quality of care is likely to be sky-high and available all the time, however the costs would be similarly high given the level of service offered.
• Residential treatment. Possibly thought about the most conventional form of rehab, the domestic alternative is when a private steps away from their personal and expert responsibilities for a little while to examine in full-time to a treatment. Facilities will differ, and 24/7 care might or might not be readily available depending on the type of facility chosen. Expenses will fluctuate in accordance with facilities and services; however, this tends to be a moderately-priced option for those seeking care.
• Outpatient treatment. The most affordable of the options noted, outpatient treatment is when a specific gets care and therapy services without having to commit to living in a facility. The client oversleeps their own bed during the night and will have the most limited access to healing resources when compared to the other 2 options. The cost will usually be lower than residential or medical facility inpatient treatment, however, suggesting this might be a feasible choice for many-- especially those whose dependencies are not as severe or don't co-occur with major psychological health disorders.

Pay For Rehab With Medical Insurance

By law, medical insurance companies are required to cover treatment for substance usage and mental health disorders. The majority of health insurance service providers have websites that allow members to view the specifics of their plan and their treatment alternatives; members can likewise usually call a toll-free telephone number noted on their medical insurance card. Insurance coverage normally will not start covering expenditures till members meet their deductible, and even then members will likely be accountable for a co-pay. Medical insurance can still be a substantial way to keep out-of-pocket expenses low, nevertheless; and depending upon the company, a prospective client might have access to a host of recovery-related resources-- like discounts on health and health services, virtual care, or even access to a case manager.

Pay For Rehab With Aid From HR

Some employers use Staff member Help Programs (EAPs) that are created to supply care and therapy for employees struggling with problems like substance abuse. Other offices might be recovery-friendly, implying they use resources to help workers afflicted by addiction. The very best method to discover what's offered is by having a conversation with one's personnel’s department; lots of employers might appreciate that a worker is proactively looking for treatment for addiction as well as acknowledge that the business will gain from having a pleased and healthy workforce.

Pay For Rehab With Aid From Local Nonprofits

The Substance Abuse and Mental Health Services Administration (SAMHSA) provides numerous millions of dollars in grant money to thousands of public and personal nonprofits across the country every year. Much of this money is particularly earmarked for substance abuse treatment; between SAMHSA cash and contributions, some treatment centers might provide their services totally free or for a lowered cost. SAMHSA's website offers locators to helps users discover both substance abuse and behavioral health treatment, and among their search filters is particularly for providers that use complimentary services.

Rehab Financing Options

Rehabs themselves may provide a multitude of financing alternatives to assist clients get the care they require. This might include dealing with a third-party lending institution to offer loans for those seeking care or offering payment plans that allow patients to spread the expense of their treatment over numerous installments. Some rehabilitations even provide moving scales for payment, meaning that having lower earnings might qualify a client for lower charges for treatment.

Discover More Details On Paying For Rehab

If you're worried about how you're going to pay for rehab, you're far from the first person to have the issue. Lots of services exist for somebody in your shoes-- the next action is getting in touch with a treatment provider who can answer your concerns and direct you to a treatment. Ultimately attaining enduring recovery will be among the very best things you can do for your finances, so don't wait. Take the next action today.

Find Treatment

It’s simple and easy – and you can do it. Just pick up the phone and speak to one of our counselors about your rehab treatment options. (800) 484-0393